[conspire] An amazing tale of why the US took so long to add chips to credit cards

[Deirdre Saoirse Moen]

Seriously, there were a few years when I could only have limited use overseas because we were so slow at this.

https://www.reddit.com/r/Android/comments/ljko3r/samsung_pay_is_just_not_worth_using_without_mst/gnfketd/?user_id=25215889 <https://www.reddit.com/r/Android/comments/ljko3r/samsung_pay_is_just_not_worth_using_without_mst/gnfketd/?user_id=25215889>

tl;dr: card issuers were making more money on the fraud protection than they were losing on fraud

Deirdre
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