
<html><head><meta http-equiv="Content-Type" content="text/html; charset=us-ascii"></head><body style="word-wrap: break-word; -webkit-nbsp-mode: space; line-break: after-white-space;" class="">Seriously, there were a few years when I could only have limited use overseas because we were so slow at this.<div class=""><br class=""></div><div class=""><a href="https://www.reddit.com/r/Android/comments/ljko3r/samsung_pay_is_just_not_worth_using_without_mst/gnfketd/?user_id=25215889" class="">https://www.reddit.com/r/Android/comments/ljko3r/samsung_pay_is_just_not_worth_using_without_mst/gnfketd/?user_id=25215889</a></div><div class=""><br class=""></div><div class="">tl;dr: card issuers were making more money on the fraud protection than they were losing on fraud</div><div class=""><br class=""></div><div class="">Deirdre</div></body></html>