Problem: Preprinted cheques available through banks (almost always outsourced by the banks to Deluxe Corporation, who owns the majority of US cheque-printing) seem suspiciously like sweetheart contracts and customer rip-offs, so it seems natural to see if one can do better by ordering independently. (I did not get around to reseaching whether these firms differ greatly in shipping fees.)
Rock-bottom price levels achievable might be estimated via those offered (only) to members of Costco and Sam's Club. Best non-member price found at this date (Feb. 2022) is via CheckWorks, Inc. and Walmart Checks
Prices quoted below are for the apparently plainest designs (often "Blue Safety Checks"), attempt to reflect non-sale pricing, and are the highest-value quantify offered. Special and introductory offers are noted but not included in calculations. Promo codes / coupons are widely bandied about, and work searching for. Note free shipping from some vendors and not others. Be wary of projected delivery times, which differ widely.
Many banks / some credit unions waive printing fees when you order through them, so that's worth inquiring about. (But, honestly, if your bank is underwriting the printing costs and shipping, make sure you aren't getting robbed blind by fees and poor interest rates elsewhere in your banking relationship. There's no free lunch.)
Optional security features possibly worth looking for include visible and invisible fluorescent fibers, heat-sensitive or thermochromic ink, chemically sensitive paper, holograms, watermarks, and hologram foil bars.
- 4checks.com: See Check Gallery.
- Artistic Checks: At Feb. 2022, $52.92 for four 100-cheque boxes ($13.23/hundred). www.uniquechecks.com now redirects to this site. Discounts for first-time customers. Free shipping. Brand of Direct Checks Unlimited Sales, Inc. of Colorado Springs, CO. 1-800-824-3255.
- Bank-A-Count Corporation: Described as "offers a no-frills personal check and coupon-book printing", but unfortunately they'll do personal cheques only through financial institutions. Firm is in Rudolph WI.
- Bradford Exchange Checks: At Feb. 2022, $79.80 for four 100-cheque boxes ($19.95/hundred). 800+ designs. At Nov. 2023, discount-code offer "54013XDL" or "54002XDL" for 3x packs of single-tear cheques (qty. per pack unstated) for $4.49 per pack plus a gratis 4th pack, shipping prepaid, $1.95/pack for S&H. Limited time offer for new customers. Standard shipping is 12-15 business days. Brand of The Bradford Hammacher Group, Niles, IL. 1-800-323-8104, formerly 1-866-285-2334.
- Carousel Checks, Inc.: At Feb. 2022, $35.96 for four 100-cheque boxes ($9.00/hundred). Bulk-mail orders take 2-3 weeks to deliver. (Priority mail is available.) Firm is in Palos Hills, IL. 1-708-613-2452.
- CheckAdvantage, LLC: At Feb. 2022, $44.05 for four 150-cheque boxes ($7.34/hundred). Over 2,500 designs. Free shipping. Optional guaranteed three-business-day delivery. Firm is in De Pere, WI. 1-888-657-9758.
- Check Depot, The: Business forms only. Firm is in Spring Hill, TN.
- Check Gallery: At Feb. 2022, $63.96 for four 100-cheque boxes ($15.99/hundred). Discounts for first-time customers. Standard shipping is 15 business days. 4checks.com redirects to this site. Brand of Direct Checks Unlimited Sales, Inc. of Colorado Springs, CO. 1-800-518-5622.
- ChecksForLess.com: claimed to have the lowest prices, but it appears to serve business-type customers only. Brand of Ei Printing, Inc. of Portland, ME. 1-800-245-5775.
- Checks In The Mail: At Feb. 2022, $68.20 for four 100-cheque boxes ($17.05/hundred). Discounts for first-time customers. Brand of Harland Clarke Corp., New Braunfels, TX. 1-800-733-4443.
- Checks On Sale: At Feb. 2022, $35.98 for four 100-cheque boxes ($9.00/hundred). Bulk-mail orders take 2-3 weeks to deliver. (Priority mail is available.) Brand of Carousel Checks, Inc., Palos Hills, IL. 1-708-613-2450.
- Checks SuperStore: At Feb. 2022, $35.99 for four 100-cheque boxes ($9.00/hundred). Brand of Harland Clarke Corp., New Braunfels, TX. 1-888-666-2719.
- Checks Unlimited: At Feb. 2022, $52.92 for four 100-cheque boxes ($13.23/hundred). Discounts for new customers. Related firm www.messageproducts.com used to be a separate site offering cheques promoting social issues, but now redirects to www.checksunlimited.com/message-products/ . Standard shipping is 15 business days. Brand of Direct Checks Unlimited Sales, Inc. of Colorado Springs, CO. 1-800-210-0468.
- CheckWorks, Inc.: At Feb. 2022, $31.96 for four 125-check boxes ($6.39/hundred). Free shipping. Firm is in Birmingham, AL. 1-866-870-5918.
- clarkeamerican.com: See OrderMyChecks.com.
- Compuchecks: Business forms only. Brand of EZP Compuchecks, Inc. of Monsey, NY. 1-888-333-3494.
- Cool Checks: Mail-order retailer representing several cheque companies for cheque-ordering, and also offering mailing labels, business forms, and other such things. These guys seem like middlemen, passing your order to "check printing partners". Slightly disturbingly, it seems difficult to determine the actual firm's name and location. Claims 1-2 week delivery.
- Costco Checks (via Harland Clarke Corp.): Membership-only warehouse-retailer offering. At Feb. 2022, $20.02 for four 100-cheque packs ($5.01/hundred), with free shipping (Executive & Business Executive membership pricing), $25.03 for four 100-cheque packs ($6.26/hundred), with free shipping Costco Gold Star & Business membership pricing). Harland Clarke Corp. is in New Braunfels, TX.
- Deluxe Corporation: Available only if they're a vendor for your bank. (They verify your account information.) Pricing is available only from the bank. 1-877-838-5287. Firm is in Minneapolis, MN.
- Designer Checks: At Feb. 2022, $52.92 for four 100-cheque boxes ($13.23/hundred). Discounts for new customers. Standard shipping is 15 business days. Brand of Direct Checks Unlimited Sales, Inc. of Colorado Springs, CO. 1-800-859-7086.
- Extra Value Checks: At Feb. 2022, $35.96 for four 100-cheque boxes ($9.00/hundred). Bulk-mail orders take 2-3 weeks to deliver. (Priority mail is available.) Brand of Carousel Checks, Inc., Palos Hills, IL. 1-708-613-2447.
- greatland.com: No longer offers cheques.
- identitychecks.com: Bought out by Checks Unlimited (which see).
- imagechecks.com: See Styles Checks.
- messageproducts.com: See Checks Unlimited.
- OrderMyChecks.com: Personal cheques provided only if they're a vendor for your back. (They verify your account information.) Brand of Harland Clarke Corp., New Braunfels, TX, formerly Clarke American, used to be at www.clarkeamerican.com. 1-800-275-1053.
- Sam's Club Checks: Membership-only warehouse-retailer offering. At Feb. 2022, $61.97 for eight 165-check boxes ($4.69/hundred). Brand of Sam's West, Inc. d/b/a Sam's Club. Firm is in New Braunfels, TX.
- Styles Checks Company: At Feb. 2022, $52.92 for four 100-cheque boxes ($13.23/hundred). Also reachable at www.imagechecks.com, which used to be a separate Web site. Standard shipping is 15 business days. Brand of Direct Checks Unlimited Sales, Inc. of Colorado Springs, CO. 1-866-449-8804.
- Tech Checks, Inc.: At Feb. 2022, $74.95 for five 150-cheque boxes ($9.99/hundred). Rush/overnight shipping is available. Default for personal cheques is USPS. Firm is in Lakewood, NJ. 1-866-527-3758.
- uniquechecks.com: See Artistic Checks.
- Walmart Checks: At Feb. 2022, $31.84 for four 150-cheque boxes ($5.31/hundred). Large selection, or you can upload a custom image. Free shipping. Division of Walmart. Firm is in New Braunfels, TX. 1-866-925-2432.